YOUR BUSINESS WORKSPACE

Welcome to your business planner

Pick up where you left off, see what needs attention, and turn your ideas into a complete business plan.

My business plan

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Your new business

Add your business details to get started

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Plan completion

Your next steps

Based on what you've entered

Business snapshot

Plan sections

Before you share your plan

Check the essentials below. A completed checklist does not verify your business assumptions.

Planning estimates are based on your inputs, not verified financial, legal, tax or lending advice. This version stores one plan locally on this device; it does not have online customer accounts or multiple-plan management. Export a backup from the Business plan / PDF page.

1. Business foundations

Describe the business you want to build.

GUIDED PLANNING

Start with the essentials

Tell us what you sell, where you operate, and why customers would choose you.

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Business name

Industry

City / province

Business stage

What does your business sell?

List your main products or services and how customers buy them.

What problem do you solve for customers?

What is inconvenient, costly, or difficult for customers today?

Why will customers choose you?

Consider convenience, specialization, speed, experience or pricing; only claim what you can support.

2. Customers & market

Show who will buy, why, and how you'll reach them.

GUIDED PLANNING

Know your customers

Identify a specific customer group, real competitors, and evidence that customers will buy.

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Ideal customer

Think about location, needs, budget, and whether they are consumers or businesses.

Customer needs and buying behaviour

Explain what influences purchases: price, quality, urgency, trust and repeat demand.

Competitors and alternatives

Name real competitors after researching them. Do not invent market facts.

Evidence of demand

Use actual interviews, orders, survey responses or sourced research.

Marketing and sales strategy

Describe where people discover you, how they order, and how you retain them.

3. Operations & milestones

Explain how the business will actually deliver.

GUIDED PLANNING

Explain how the business works

Describe delivery, people, suppliers, risks, and the first 90 days.

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How orders are fulfilled or services delivered

Describe the steps from customer order to completion.

Suppliers, software, equipment and partners

Include suppliers, equipment, software and backup options.

Owner and team responsibilities

Who handles operations, sales, finances and customer service?

Licences, insurance and compliance to verify

List requirements to verify with official authorities, not assumptions.

First 90 days: top milestones

Use measurable tasks for days 1–30, 31–60 and 61–90.

Risks and contingency plan

Consider low sales, cost increases, delays, staffing and cash shortages.

4. Financial forecast

A connected 36-month estimate using your assumptions. All amounts in CAD. Enter your assumptions before relying on the results.

Sales assumptions

Average sale / customer payment ($)Sales / customers in month 1Monthly sales volume growth (%)Direct cost per sale ($)

Costs & cash

Fixed monthly operating expenses ($)Monthly owner pay ($)One-time startup costs ($)Opening cash / funding ($)

Detailed sales & expenses

Add each product or service separately. If you add sales lines, they replace the single average-sale assumptions above. All amounts are CAD.

Monthly operating expenses

Expense lines replace the single fixed monthly expense above. Owner pay remains separate.

Funding and financing

New loan received at launch ($)

Monthly loan payment ($)

Loan funds are added to opening cash; payments reduce monthly cash. Loan interest and principal are not split, and this is not a loan amortization schedule.

Planning estimate: individual sales lines and expense categories can be entered above. Forecast assumes immediate payment and expense settlement. It excludes sales tax, income tax, depreciation, inventory and receivables timing, inflation and loan amortization. It is not a lender-certified projection.

Scenario comparison

Compare a cautious, expected, and stronger sales outcome. This changes sales volumes only; it does not change your saved assumptions.

Lower-sales scenario (%)

Higher-sales scenario (%)

Scenarios are illustrations, not probability estimates or predictions.

Planning readiness

Financial health check

Checks use the figures you entered. They are planning alerts, not financial advice.

Period	Revenue	Gross profit	Operating costs	Cash change	Ending cash

First 12 months — revenue trend

36-month forecast

Month	Sales	Revenue	Direct costs	Gross profit	Operating costs*	Net cash change	Ending cash

*Operating costs include fixed expenses and owner pay. Opening cash is reduced by one-time startup costs at the beginning of month 1.

5. Your finished business plan

Review your plan before printing. Blank answers are identified rather than invented.

To save a PDF: choose “Print / Save as PDF,” then select your browser's “Save as PDF” destination. This report is generated locally, not uploaded to a server.